How to Use Business Finance without Harming your Business Credibility?

Attaining business finance is a big responsibility in itself. You borrow money at a time of need to maintain the growth of your business. However, it is also important to repay the funds at the right time. If any issues come in handling the finances, it can directly spoil your business credibility. Also, the goodwill …

How Profitable is the Beauty and Fashion Industry?

Inflation continues to be the prime reason for the deviating sales volume. Consumers reduced the number of purchases in the wake of rising costs. The conscious spending may continue even in 2024. It makes the fashion industry market look subtle in the first half of 2024.  However, 2024 still looks better on the growth side. …

How E-commerce Funding Can Help Your Online Business?

After the rapid growth of the e-commerce sector in the country, every business owner must make an effort to stand out. Capital is the primary aspect that decides your initial growth here. It is why most businesses depend on e-commerce funding to optimise the bottom line. Funding helps when you need new equipment or more funds to …

How to Get Guarantor Business Loans and How Do They Work?

The guarantor business loans is a flexible loan product. If your business finances are not working at the moment, or you are facing other sorts of issues, then a business loan with a guarantor might work as the best solution.  This has its reasons though. In 2018, almost 48% of the UK businesses took out …

Difference between a bill and an invoice

Whether it’s an invoice or a bill, both are the vital part of a business. No sale of a product or service can take place without releasing the invoice and bill. Both have legal identities, too, in the eyes of the law.  If the seller does not deliver the product mentioned in the invoice, the …

5 reasons why successful businesses in the UK borrow money

How borrowing money can drive success for businesses? This question arises because many business owners consider debt to be a huge risk. They always try to avoid the idea of borrowing as it ultimately incurs them a lot of costs. Borrowing money is not mandatory but could be the best choice during specific scenarios. To …

How are Digital Technologies Influencing the Lending Landscape in the UK?  

In the ever-evolving lending landscape, the United Kingdom is experiencing a profound shift, thanks to the advent of digital technologies. This revolution is changing how we borrow and reshaping the entire lending experience. Among the most visible changes is the increased accessibility to loans. Digital platforms have made it easier for individuals to explore & …

What is LTV? How does it vary in Different types of Loans?

Have you decided to expand your business by taking out a loan? You need to do the math cautiously; otherwise, the cost might surpass your capability. LTV, i.e. Loan-to-Value, is a critical element, especially when you are searching for mortgage options. A deeper understanding of the various aspects related to getting a loan is a …

How HS2 will impact Businesses in the UK?

In the United Kingdom, business loans are the power boost that transforms dreams into reality. They are like a guiding star for entrepreneurs and small business owners, offering the support needed to kickstart or expand their businesses. These loans are the talk of the town in the UK’s financial landscape. If you have a brilliant …

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