Harry Kane is a financial writer and author who has covered wide topics related to business loans and finance for the last decade. He has been working as the Chief Contributor in finding out deals on various business finance products covered by Thebusinessfunds, a reputed business loan broker firm in the UK. The primary work of Harry is to analyse the loan requirements of various businesses according to their circumstances and affordability. He directly communicates with the loan aspirants and guides them to get the right loan matching their needs. He has a vast experience in finance writing, working with many major business firms in the UK. At Thebusinessfunds, Harry also used to write well-researched blogs covering the financial problems of business loan aspirants and providing relevant solutions. He is a postgraduate with MSc. in Banking and Finance.
Christmas is the busiest and most profitable time of year for restaurants and pubs. With Christmas parties, family gatherings, and end-of-year celebrations, restaurants and pubs experience heavy footfall. This surge in customers, however, significantly increases operational costs and challenges. Here comes the role of smart budgeting. It ensures maximising profits while providing an exceptional customer …
MostMost UK online shops need funding that covers their whole festive stock order, less whatever is already sitting on the shelves, with about 10 to 15 percent added on top and roughly six weeks of running costs. For a small store, that often works out at somewhere between 40 and 60 percent of expected Q4 …
Business financing is the backbone of any business. Without it, maintaining regular cash flow can be difficult. Although daily business operations are managed through monthly and annual profits, this is not the only thing. There are many other requirements, such as investment opportunities, the purchase of raw materials, and payments to suppliers, for which, in …
Before funding expansion, businesses must assess their financial health, repayment capacity, and the wider impact of borrowing on long-term growth. Expansion means opening a new branch, investing in new technology, hiring more staff, and branching out into an entirely new market. Many entrepreneurs finance expansion through growth capital business loans in the UK, but borrowing …
The revenue-based funding model is a useful option for many businesses. Businesses with fluctuating income can especially rely on this option to manage cash-flow gaps. However, every business’s financial circumstances are different. Before you choose this option, you need to scrutinise a few factors. Through that, you get to know whether it is advisable or …
When comparing UK business loan brokers, check their lender panel, experience, application process, funding speed, product range, fees, and eligibility checker. The right broker can save time, improve your chances of approval, and help you secure suitable finance at competitive rates. This guide reviews 10 business loan brokers in the UK and compares the key factors …
Maintaining a healthy cash flow is not a cinch for any business, regardless of size. No matter how carefully you craft your budget, uncertainties can sweep away earmarked cash, leaving you with little or no money to meet day-to-day expenses. A healthy cash flow is a situation when cash coming in is more than cash going …
Before using finance to pay a VAT bill, check three things. One, is the cash gap a genuine timing blip, or does it show up every single quarter? Two, does the full cost of borrowing actually beat what HMRC would charge you in interest and penalties? Three, can your trading cycle absorb the repayments without choking the …
